On the Homes and Loans website, you can calculate your home loan EMIs, your savings via balance transfer, and check your home loan eligibility. Explore the calculators below to get started.
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Do I need insurance for the property against which I want to avail a loan?
Yes, the property against which you want to avail a loan needs to be insured for fire and other calamities. You will be asked to provide proof of insurance to Bajaj Housing Finance Limited every year or whenever required.
What criteria does my property need to fulfil for me to avail a loan against property?
You will have to ensure that the title of the property is free of any litigation, clear, and does not have an existing mortgage or loan.
Can I avail a loan against a property that is owned by my relatives and me?
Yes, you can avail a loan against a property that is co-owned by you and your relatives. All co-owners of the property will be considered as co-applicants for the loan you wish to avail.
What is Property Dossier?
The Property Dossier is an industry-first value-added service offered to mortgage customers of Bajaj Housing Finance Limited. It is a customized report that aims to guide you through all legal and technical aspects of owning a property in a simple and crisp manner. It also covers general property knowledge tips as well as all macro factors like property index of the city, important property tips, etc.
Read more FAQs by clicking here.