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Bajaj Housing Finance Limited offers top-up loans – an exclusive financing option for Home Loan Balance Transfer customers. Use the top-up loan to borrow funds over and above the initial home loan amount. These top-up loans can help you fund your financial requirements.
Renovating and expanding your home
Buying furniture, furnishings and home appliances
Making structural changes and repairs
Modifying the plumbing or wiring
Nominal interest rates
You can easily avail a top-up loan on your Home Loan at an interest rate, which is much lower than other loans.
Easy financing
You can get top-up loans from Bajaj Housing Finance Limited, with minimum documentation and on easy EMIs. You don’t have to apply for a separate loan from the scratch, as the application process is faster and simpler.
Quick loan disbursal
With an easy eligibility, you can look for quicker disbursal of your funds, so you can start using them instantly.
Longer tenor
With a top-up loan by Bajaj Housing Finance Limited, you can look for a repayment tenor that suits your convenience. Hence, your EMIs are lower in value, and you can repay your loans easily.
Tax Benefits
Top-up loans enable you to claim tax exemptions, under Section 24 of the Income Tax Act. To claim this benefit, you must provide proof regarding usage of the top-up loans for acquiring, constructing, expanding, repairing or renovating a residential property. This exemption can also be leveraged, if you use the loan amount for your children’s education.
Applying for a top-up loan from Bajaj Housing Finance Limited is quick, easy and hassle-free. Just submit your basic KYC documents, your identity and address proofs and a copy of your property documents. Manage your financial requirements easily with Bajaj Housing Finance Limited.