You are eligible to avail a home loan of up to
0 Lakhs Bajaj Finserv

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Home Loan Eligibility Criteria

Documents Required For Home Loan - Eligibility Criteria Housing Loan | Bajaj Finserv Homes & Loans

Home Loan Eligibility Criteria

Just meet Bajaj Housing Finance Limited’s basic eligibility criteria and get your home loan easily. To avail a housing loan, you must be:

  • A residing citizen of India
  • Aged between 23 and 62 years
  • A salaried individual with at least 3 years of work experience

Housing Loan Eligibility Criteria for Salaried Individuals

Here is the city-wise minimum property value and minimum net monthly salary required to avail a Bajaj Housing Finance Limited Home Loan:

Cities Minimum Net Salary per month Minimum Property Value
Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane Rs. 30,000 Rs. 15 Lakh
Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag Rs. 25,000 Rs. 15 Lakh

Home Loan Eligibility Criteria for Self-Employed Individuals

If you are a self-employed individual, you can avail a home loan by meeting the following eligibility criteria:

  • You must be a residing citizen of India
  • You must be aged between 25 and 70 years
  • You must be self-employed with minimum 5 years of continuity in current business

Get a home loan up to Rs.10 crore from Bajaj Housing Finance Limited by meeting these basic eligibility parameters for Bajaj Finserv Homes and Loans.

Checklist of Documents Required for Home Loan

To avail a home loan from Bajaj Housing Finance Limited, you will be asked to submit the following documents*:

  • KYC documents
  • Address proof
  • Identity proof
  • Photograph
  • Form 16 or latest salary slips
  • Bank account statements of the previous 6 months
  • Document for proof of business of the last 5 years (for Businessmen/ Self-employed individuals)

*You may be required to submit additional documents during the processing of your loan. This will be conveyed to you as and when required.

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