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Home Loan Balance Transfer

Home Loan Balance Transfer - Housing Loan Balance Transfer Charges | Bajaj Finserv Homes & Loans

Home Loan Balance Transfer

You can easily move your outstanding loan from your existing lender to Bajaj Housing Finance Limited for an attractive interest rate. This can help you reduce the burden of EMIs from your outstanding loan, while giving you benefits such as a long repayment tenor, a high-value top-up loan, and more.

Features of Home Loan Balance Transfer

Here are some of the features and benefits that make home loan balance transfer with Bajaj Housing Finance Limited one of the best in the industry:

High-value top-up loan

Get a high-value top-up loan at a nominal interest rate, with a hassle-free application process. You don’t need to submit any collateral, as this loan is an add-on to your existing home loan.


Part-prepay your loan when you have surplus funds, with no limit on the maximum prepayment amount. However, the prepayment amount must not be less than the total amount of 3 EMIs.

Hassle-free online application

Save time and trouble with our fast and easy online application process, that comes with minimal documentation requirements.

Eligibility Criteria for Home Loan Transfer

Here are the eligibility criteria for home loan balance transfer with Bajaj Housing Finance Limited:

  • The property in question should be ready to occupy, or already occupied

  • The payment of more than 12 EMIs should have been completed on time, without any bounces

  • The outstanding loan amount should be more than Rs. 5 lakh

Documents Required for Home Loan Transfer

Here are the documents you will need for a home loan balance transfer:

  • Financial documents such as Form 16/latest salary slips

  • Bank statements of your salary account for the past 6 months

  • Identity proof, such as voter’s id card, driving license, job card issued by NREGA, Aadhar card, or PAN card

  • Address proof, such as passport, voter’s id card, driving license, or Aadhar Card

Bajaj Housing Finance Limited offers home loan balance transfer at nominal interest rates, along with benefits like high-value top-up loans, minimal documentation, and a hassle-free application process.

How to Apply for Home Loan Balance Transfer?

With Bajaj Housing Finance Limited, you can avail an easy home loan balance transfer by following these steps:

  • Fill in your personal details, which include your name, date of birth, address and contact details

  • Enter your income details and your employment status

  • Fill in the details of your existing property

  • Check your loan offer, using our online home loan eligibility calculator

  • Pay the secure fee online, through a secure payment portal

  • Upload your documents, which include KYC documents, photographs, employment and income records, and property documents.

Get great home loan balance transfer deals from Bajaj Housing Finance Limited, which enable you to manage your finances better and benefit from attractive interest rates.

Pre-approved offer