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Home Loan

Home Loan - Get Housing Loan at Lowest Interest Rates | Bajaj Finserv Homes & Loans

Home Loan

Bajaj Finserv Homes and Loans is the one-stop solution for all your home financing needs. Right from finding your dream home to availing a loan to pay for it, meet all your home financing needs in one place. Apply now to get loans up to Rs. 10 crore with property search assistance, additional top-up loans, doorstep services, and easy repayment options.

Features and benefits

Here’s a look at features and benefits of Bajaj Finserv Homes and Loans:

Property search assistance

Loans up to Rs. 10 Crores

Flexible tenor

High-value top-up loans

Easy balance transfer facility

No charges on part-prepayment and foreclosure

Minimal documentation

Property Dossier

Find your dream home and hassle-free home loans to finance it with Bajaj Finserv Homes and Loans. To find out more, click here.

Eligibility and documents

Applying for a home loan from Bajaj Housing Finance Limited is quick and easy. You just have to meet the basic eligibility criteria to avail your loan.

  • You should be a residing citizen of India
  • You should be aged between 23 and 62 years
  • You should either be self-employed with minimum 5 years of continuity in current business or a salaried individual with a work experience of at least 3 years

To learn more about minimum property value as per your net monthly salary, click here.

Interest Rates and Charges

With Bajaj Finserv Homes and Loans, get one of the lowest interest rates in India, with processing fees up to 1.20%. You can also look for zero charges on your part-prepayment and foreclosure.

Types of Home Loan

Bajaj Finserv Homes and Loans offers attractive Home Loans with customised solutions for all your home financing needs. Here’s a lowdown on the different types of home loans in India:

  • Home Loan Balance Transfer
  • Home Loans for Self-Employed
  • Home Loans for Salaried Individuals
  • Home Loan for Doctors
  • Home Loan Top-up Loan
  • Pre-approved Home Loan
  • Loan against Property

Calculators

On the Homes and Loans website, you can calculate your home loan EMIs, your savings via balance transfer, and check your home loan eligibility. Explore the calculators below to get started.

Get finance easily with our pre-approved offers on home loans and loans against property. Simply fill out the form below to know your pre-approved offer in seconds.

Frequently Asked Questions

Q1. How can I benefit from Pradhan Mantri Awas Yojana?

The Pradhan Mantri Awas Yojana (PMAY) is a government scheme aimed at making housing affordable for first-time homeowners. Under the scheme, first-time home buyers belonging to the urban poor and rural poor categories, will benefit from an interest subsidy, which will help them reduce their home loan EMIs.

Q2. Can I benefit from Pradhan Mantri Awas Yojana if my parents own a home?

Yes, under the Pradhan Mantri Awas Yojana, you can become a home-owner yourself, even if your parents own a home. This is because you (and your spouse) will be considered as a separate household. However, if you and your spouse wish to avail a house with PMAY benefits, you will be eligible for only one house – bought be either of you or together in joint ownership.

Q3. How can Bajaj Finserv Homes and Loans help me with property search services?

Bajaj Finserv Homes and Loans is the one-stop place for all your home financing requirements. You can easily browse through 5 lakh properties with hand-picked projects from Bajaj Finserv, so you can get end-to-end assistance in your home-buying process.

Read more FAQs by clicking here.

We are registered as an agent under the Real Estate (Regulation & Development) Act, 2016 (“RERA”) and the rules and regulations formulated thereunder, details whereof are at https://www.bajajfinserv-homes-and-loans.in/rera-registration. Neither Bajaj Housing Finance Limited (“BHFL”) nor any of its group companies/Affiliates (“Bajaj Group”) take any responsibility for the accuracy, completeness or quality of the information provided, including the prices and other details of the Projects mentioned in this Website. You are therefore requested to independently verify all information before taking any decision. The Bajaj Group is not in any event liable for damages of any kind incurred or suffered as a result of the use or non-use of the information presented in this Website. Loans indicated to be made available from BHFL is at the sole discretion of BHFL.

We are registered as an agent under the Real Estate (Regulation & Development) Act, 2016 (“RERA”) and the rules and regulations formulated thereunder, details whereof are at https://www.bajajfinserv-homes-and-loans.in/rera-registration. Neither Bajaj Housing Finance Limited (“BHFL”) nor any of its group companies/Affiliates (“Bajaj Group”) take any responsibility for the accuracy, completeness or quality of the information provided, including the prices and other details of the Projects mentioned in this Website. You are therefore requested to independently verify all information before taking any decision. The Bajaj Group is not in any event liable for damages of any kind incurred or suffered as a result of the use or non-use of the information presented in this Website. Loans indicated to be made available from BHFL is at the sole discretion of BHFL.