Bajaj Finserv Homes and Loans is the one-stop solution for all your home financing needs. Right from finding your dream home to availing a loan to pay for it, meet all your home financing needs in one place. Apply now to get loans up to Rs. 10 crore with property search assistance, additional top-up loans, doorstep services, and easy repayment options.
Bajaj Finserv Homes and Loans offers attractive Home Loans with customised solutions for all your home financing needs. Here’s a lowdown on the different types of home loans in India:
On the Homes and Loans website, you can calculate your home loan EMIs, your savings via balance transfer, and check your home loan eligibility. Explore the calculators below to get started.
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Q1. How can I benefit from Pradhan Mantri Awas Yojana?
The Pradhan Mantri Awas Yojana (PMAY) is a government scheme aimed at making housing affordable for first-time homeowners. Under the scheme, first-time home buyers belonging to the urban poor and rural poor categories, will benefit from an interest subsidy, which will help them reduce their home loan EMIs.
Q2. Can I benefit from Pradhan Mantri Awas Yojana if my parents own a home?
Yes, under the Pradhan Mantri Awas Yojana, you can become a home-owner yourself, even if your parents own a home. This is because you (and your spouse) will be considered as a separate household. However, if you and your spouse wish to avail a house with PMAY benefits, you will be eligible for only one house – bought be either of you or together in joint ownership.
Q3. How can Bajaj Finserv Homes and Loans help me with property search services?
Bajaj Finserv Homes and Loans is the one-stop place for all your home financing requirements. You can easily browse through 5 lakh properties with hand-picked projects from Bajaj Finserv, so you can get end-to-end assistance in your home-buying process.