You are eligible to avail a home loan of up to
0 Lakhs Bajaj Finserv

Property types


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FAQs & Terminology

  • Do you charge any fee from the customer for the service?
    • We don’t charge any fee from the customers. This is absolutely a free of charge service
  • Do you list open plots?
    • No, we only list residential apartments/ Homes from developers or builders (only fresh purchase)
  • Do you list properties for rent?
    • No, properties only for purchase
  • What is carpet area?
    • Carpet Area is the area enclosed within the walls [Actual area to lay the carpet]. This area doesn’t include the thickness of the inner walls.
  • What is Built up area?
    • Built up area is the carpet area plus the thickness of outer walls
  • What is super built up area?
    • Super Built Up Area is the built up area plus proportionate area of common areas such as the lobby, lifts shaft, stairs, swimming pool, garden, clubhouse, etc.
  • What is price/ sft or price/ sq.ft?
    • Cost charged per one square feet area is called price/sft. In real estate, cost of the unit is defined in two simple terms. One, “price/ sft” [price per square feet] and the second “base price”.
  • What is base price?
    • Base price = Price/sft * SBA [Super built up Area]
  • Is base price the total cost incurred by the customer for buying a house/apartment?
    • Base price is not the total cost of the property (house/apartment)
    • Parking charges -  Builder/developer charges fee (one time) for the parking charges. This depends on builder to builder and type of parking
    • Maintenance Deposit - Builders charge an advance maintenance or maintenance deposit of up to 2 years; this usually comes under common amenities, parks, lightings and club house membership
    • Preferential Locality Charge (PLC) - Preferential Location/Locality Charge (PLC) is the extra charge paid to book a unit which is in a better location within a particular layout or complex. Ex: Swimming pool facing apartment etc.,
    • Floor rise charges – This depends on builder to builder (some may or may not charge). 
    • Stamp-duty – This goes to state government, for registering the house in customers’ name. This is generally 5-7%
    • Registration fee - Registration is the full and final legal agreement between the buyer and seller indicating change of ownership; and the court charges a registration fee for it, which is generally 1-2% 
    • Service Tax and Value Added Tax (VAT) – This is paid to government, which is generally 8-10%
  • What is booking amount?
    • The amount (usually INR 1,00,000) that the customer pays to the developer to block a unit/apartment/home. This amount varies from developer to developer and property to property
  • How much customer needs to pay for sale deed agreement to happen?
    • Developer will typically ask the customers to pay 15 – 20% for the sale deed agreement to take place
  • What are the different types of car parking options available?
    • Open car parking - These are uncovered parking spots within the apartment complex premises.
    • Stilt Parking – These are partially covered parking spots on the ground floor of the apartment complex.
    • Garage Parking – Fully covered complete parking structures
  • Is the apartment come with interiors?
    • Usually, apartments don’t come with any interiors. Builders generally give option to customer for designing the interiors, but these comes with a charge 
  • Work Timings – We work all seven days between 9 AM to 6 PM [timing may change]
  • Why some projects have Green Color tick
    • All the projects that are approved by BFS (Bajaj Finserv) will have green color tick
    • Advantages of BFS Approved
      • 100% Home Loan on the property
      • Lesser documentation
      • Faster Processing time
  • Why some projects have Red color percentile
    • All projects that have special offers will have red color percentile symbol